2017 Medicare Advantage Plans
available through Insurers of Idaho

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Blue Cross of Idaho:

  • True Blue Rx (HMO)
  • True Blue Rx Option 1 (HMO)
  • True Blue Rx Option 2 (HMO)
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Select Health:

  • Essential HMO-POS
  • Enhanced HMO-POS
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Pacific Source:

  • Explorer 6 PPO
  • Essentials Choice Rx 24 HMO-POS
  • MyCare RX 23 HMO
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United Health Care – AARP:

  • Medicare Complete Choice Plan 1 PPO
  • Medicare Complete Choice Plan 2 PPO

Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you’re always covered for emergency and urgently needed care.

The plan can choose not to cover the costs of services that aren’t medically necessary under Medicare. If you’re not sure whether a service is covered, check with your provider before you get the service.

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually pay a monthly premium for the Medicare Advantage Plan.

Most people pay the Part B premium of $134.00 each month.

If you need a service that the plan says isn’t medically necessary, you may have to pay all the costs of the service, but you have the right to appeal the decision.

2017 Medicare Supplements
available through Insurers of Idaho

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Trans America:

  • Plans A, F, G, N
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United Health Care – AARP:

  • Plans A, B, C F, K, L, N

A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.