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Long
Term Care Facts
Most people believe they will never need Long Term Care.
Unfortunately, by the time most people need long term care, the
time to purchase insurance has long passed. Long Term Care Insurance
is not only protection of your assets, and much more. It enables
you to:
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- Protect Savings & Assets
- Maintain Your Independence
- Avoid Burdening Friends & Family
- Preserve Your Quality of Life
- Maintain Peace of Mind.
- Remain In Your Home as Long as Possible
- Keeps Your Care Options Open
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"More than 50% of Americans are expected
to need some form of long Term Care, either home care or institutional
care, at some point in their lives, according to the Health
Insurance Association of America." - Wall
Street Journal 10/22/01 |
Long Term Care Facts
Do you need Long Term Care Insurance?
** Did you know that
it may be possible to pay Long Term Care Insurance Premiums
with Pre-tax dollars! **
contact us for details
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Consider the following:
Can I Afford It?
"The average cost of nursing home care is approximately
$70,000 a year." –Met Life 2003/2004 Market Survey
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Medicaid Will Pay For It.
To qualify for Medicaid you must meet the U.S. Governments definition
of impoverished!
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I’m Covered By Medicare.
Medicare coverage for Long Term Care is very limited,
and Medicare supplements provide no additional coverage for
the majority of long-term care expenses.
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The facts are that
most people have to pay for Long Term Care themselves. Start now
& keep your options open.
“For many, it makes sense to purchase
Long-term Care Insurance when they’re relatively young,
because the sooner they start, the lower the premiums you
pay… A better reason to begin early is that changes
in your health may prevent you from buying it later.”
- Chicago Tribune 6/19/01 |
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